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IVF Treatment Cost in 2026: IVF Treatment Price & Cost of IVF Treatment Explained

IVF Treatment Cost in 2026: IVF Treatment Price & Cost of IVF Treatment Explained

What is IVF Treatment?

IVF (In Vitro Fertilization) is a fertility treatment in which eggs are retrieved from a woman’s ovaries, fertilized with sperm in a laboratory, and then transferred into the uterus. It is a complex set of procedures used to improve fertility, prevent genetic problems, and aid in childbirth.

 

Why opt for Invitro Fertilization?

Reasons for taking IVF may include:

  1. Low Sperm Count
  2. Poor egg quality
  3. Complications in Uterus and Fallopian tubes
  4. Abnormal Ovulation cycles
  5. Endometriosis
  6. Unexplained Infertility issues
  7. Age-related fertility decline
  8. Polycystic Ovarian Syndrome (PCOS)
  9. Pelvic inflammatory disease

Because IVF involves multiple medical steps, laboratory procedures, and medications, the cost of IVF treatment can vary significantly from patient to patient.
 

IVF Treatment cost in India

The IVF treatment cost depends on certain factors like   clinic, location, medical requirements, and number of cycles needed. In most cases,  one treatment cycle occurs in the base IVF treatment and may not include medications or advanced procedures.

  • One IVF cycle may not guarantee pregnancy. It is not always successful.
  • Many couples require more than one cycle in order to conceive
  • Additional procedures can increase the total cost of IVF treatment

It’s recommended to ask for a detailed cost estimate and consult the respective doctors and health experts before starting treatment.
 

IVF Treatment Price Breakdown

  1. Consultation and Diagnostic test cost :  Both partners undergo fertility evaluation, including blood tests, ultrasounds, semen analysis and hormone testing before IVF begins. These tests ensure to continue the IVF treatment or not to get the desired result. These initial tests are essential and contribute to the overall IVF treatment cost.

     

  2. Medication cost in IVF Treatment :   Hormonal injections used to stimulate egg production form a significant part of the IVF treatment price. Medication costs vary depending on dosage, brand, and treatment duration.
     

IVF Procedure and Laboratory Charges

This includes:

  • Egg retrieval
  • Fertilization in the lab
  • Embryo culture
  • Embryo transfer

Advanced lab technology and skilled embryologists can influence the cost of IVF treatment.

 

Additional and Hidden Costs

Sometimes, there are some extra costs included in the  IVF Treatment price, such as

  • Anesthesia charges
  • Embryo freezing and storage
  • Follow-up scans and blood tests
  • Pregnancy confirmation tests
  • ICSI( Intracytoplasmic sperm injection)
  • Assisted Hatching
  • Cryopreservation
  • FET (Frozen Embryo Transfer)
  • Pre-Implantation Genetic Testing


     

Factors Affecting IVF Treatment Cost

Various  factors determine the final IVF treatment cost, like

  • Age of the Woman: Older patients may require higher medication doses or multiple cycles because complications increase at later ages.
  • Number of IVF Cycles: More cycles increase the total cost of IVF treatment
  • Clinic Reputation and Success Rate: High-success clinics often charge more. Consultation charges of the Gynecologist increases the expenses.
  • Medical Complexity: Conditions like PCOS or low ovarian reserve may increase IVF treatment price
  • Surrogacy
  • Cost of freezing embryos
  • Cost of donor embryos, eggs or sperms
  • Costs of preoperative diagnostic tests
  • Post Surgery Consultation charges



     

IVF Treatment Cost with Advanced Procedures

In some cases, additional techniques are required, which affect the IVF treatment price.

 

IVF Treatment Cost with ICSI

ICSI (Intracytoplasmic Sperm Injection) is used in male infertility cases and increases the cost of IVF treatment due to advanced lab work.

 

IVF Treatment Price with Donor Egg or Donor Sperm

Using donor eggs or sperm adds donor compensation, screening, and legal costs to the IVF treatment price.

 

Cost of IVF Treatment with Frozen Embryo Transfer (FET)

FET involves transferring previously frozen embryos and may have a lower cost than a full IVF cycle, but storage and thawing fees apply.

 

IVF Treatment Cost with Genetic Testing (PGT)

Preimplantation Genetic Testing (PGT) helps identify healthy embryos but significantly increases the cost of IVF treatment.

 

In order to get a better idea, following table summarizes the approximate expenses  of IVF treatment in India ( There may be slight variation in the IVF Treatment cost)

TreatmentCost Range (INR)
Basic IVF₹1,30,000 – ₹2,00,000
IVF with ICSI₹1,50,000 – ₹2,20,000
IVF with FET₹1,60,000 – ₹2,30,000
IVF with PESA, TESA, or TESE₹1,80,000 – ₹2,50,000
IVF with PGS/PGD₹2,50,000 – ₹4,50,000

Cost of Lab tests before IVF Treatment

Tests Before IVF TreatmentCost
Semen analysis (for male)INR 500 – INR 700
Semen freezingINR 5000 – INR 10,000
Testicular Sperm Aspiration (TESA)INR 30,000 – INR 40,000
Hysteroscopy (for female)INR 30,000 – INR 40,000

Here are a few most frequently used IVF Packages and charges in the IVF treatment centres

CategoryElements of an IVF PackageTypical Cost (INR)
Core InclusionsOvum PickupIncluded
 Embryo TransferIncluded
 Doctor & Embryologist ChargesIncluded
 Ultrasound ScansIncluded
 Base IVF Package Cost₹90,000 – ₹1,00,000
Essential Add-onsStimulation & Injections₹50,000 – ₹60,000
 Embryo Thawing₹30,000 – ₹40,000
Conditional Add-ons (If Needed)ICSI₹10,000 – ₹20,000
 Blastocyst Culture₹10,000 – ₹20,000
 Embryo Freezing₹25,000 – ₹40,000
Total Estimated CostWith Essential + Conditional Add-ons₹1,75,000 – ₹2,25,000
 With Limited Add-ons₹1,25,000 – ₹1,50,000

According to some online sources, studies, and case reports, the IVF cost in India varies considerably by city, with an average of $2,500-3,000 for the most basic IVF package. It does not include monitoring, medications, ICSI, FETs, genetic testing, or other add-on services that are either mandatory for all (such as medications and monitoring) or optional for some (such as genetic testing) (like ICSI, FETs and genetic testing).
 

CityCost (INR)*Cost (USD)*
Bengaluru1,40,000 to 2,50,0001,840 - 3,286
Chennai1,45,000 to 3,00,0001,910 - 3,953
Delhi1,10,000 to 2,50,0001,448 - 3,2 a86
Hyderabad1,60,000 to 2,80,0002,107 - 3,687
Kolkata1,00,000 to 2,20,0001,317 - 2,898
Mumbai1,60,000 to 3,50,0002,107 - 4,610
Nagpur1,25,000 to 2,80,0001,840 - 3,286
Pune1,35,000 to 3,00,000

1,778 - 3,953

 

IVF Treatment Cost by Location

The IVF treatment cost varies widely depending on geographical location. Metro cities and international fertility centers generally have a higher IVF treatment price due to advanced infrastructure, cutting-edge research methodologies, and specialist expertise.

While comparing prices, patients should also consider:

  • Clinic success rates
  • Doctor experience
  • Quality of laboratory facilities

Choosing a clinic entirely on the basis of low cost of IVF  treatment may not always lead to the best outcome.
 

Is IVF Treatment Worth the Cost?

Although IVF treatment costs can be high, many couples consider it a worthwhile investment due to its success rates and ability to fulfill the dream of parenthood. Emotional readiness, medical advice, and financial planning play crucial roles in deciding whether IVF is the right choice.
 

How to Reduce IVF Treatment Cost

There are several ways to manage and reduce IVF treatment price:

  • Compare IVF packages from multiple clinics
  • Ask for transparent cost breakdowns
  • Check insurance coverage or employer benefits
  • Opt for EMI or installment payment plans or avail medical loan facility
  • Avoid unnecessary add-on procedures unless medically recommended

Proper planning can significantly lower the overall cost of IVF treatment.

IVF Success rate by age

Below is a table summarizing the average IVF success rates by age in India:

Age GroupAverage IVF Success Rate
28 years45-55%
31 years40-50%
Under 35 Years35-45%
Over 40 years15-20%

 These success rates are averages and should not be considered a guarantee. Individual success rates can vary based on several factors.

Benefits of IVF Treatment

IVF can be an effective treatment for couples dealing with infertility. It is generally successful and helps a couple experience the joy of parenthood.  Below  mentioned are a few advantages of IVF:

  • IVF provides effective results when other infertility treatments fail
  • Improves possibility  of having a healthy baby
  • Better chances of conception
  • Lowers the need for fallopian tube surgery
  • The procedure is very safe

     

Why Is India Preferred As The Best Destination For IVF Treatment?

Thousands of couples from various countries and with varying health conditions travel to India for low-cost, high-success IVF treatments. Delhi, Bangalore, Mumbai, Pune, Chennai and Hyderabad are among the top destinations for successful and affordable IVF treatment.

  1.  Free second opinion consultation significantly reduces the cost of your IVF procedure. India has numerous and some of the best IVF centres to make it cost-effective.
  2. Access to cutting-edge technology, as in the United Kingdom and the United States.
  3. It provides treatment at a lower cost than other countries.
  4.  Experienced IVF specialists who are as skilled and qualified as IVF specialists globally.
  5. Modern techniques and procedures for various types of infertility treatment.
  6. Educated, qualified, and experienced employees facilitate healthy communication with international patients.
  7. Medical travel advisors to help them find the best global sterilisation solution for their infertility.
     


Infertility affects millions of couples worldwide, and In Vitro Fertilization (IVF) has become one of the most effective assisted reproductive technologies available today. However, one of the most common concerns for patients is the IVF treatment cost. Understanding the IVF treatment price and the overall cost of IVF treatment can help couples plan better and provide emotional and financial relief.


Frequently Asked Questions

Ans: The IVF treatment cost varies depending on various factors such as medical needs, clinic, and location.
Ans: In most cases, medicines are charged separately unless specified in a package.
Ans: Some couples conceive in the first cycle, while others may need multiple cycles, increasing the cost of IVF treatment. It varies from individual to individual depending on their biological and medical complications.
Ans: Generally, IVF treatment price is non-refundable, though some clinics offer multi-cycle or refund programs.
Ans: Generally, IVF treatment cost is not covered under insurance. Couples or individuals undergoing the IVF treatment have to bear the entire expenses on their own. But, since IVF is an expensive treatment, some insurers have started offering a certain amount of coverage for it.
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